Through extensive involvement with retirement plans, we have found that the average plan participant is an inexperienced investor. Our findings have been confirmed in many Trade and Industry publications. Consider the following:

  • 76% of workers are not confident in their retirement plan preparations. (Principal Well-Being Index)
  • 60% of 401(k) members never change their asset allocation and 80% never re-balance. (Univ. of Chicago Research)
  • 77% of all participants have basic, limited or no investment understanding. (ICI/EBRI Spring 2000) Do your employees know how their retirement program can help them meet their long-term financial goals? Do they understand asset allocation and diversification? When was the last time your plan provider met with your employees to discuss your program and how they can maximize their investments?

Given the lack of understanding most participants have relative to retirement planning, we have created customized materials that provide foundational education to faith-based retirement plan participants. These materials include biblical stewardship principles and are delivered in a cost efficient manner, seamlessly integrated into the sponsor's plan.

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